CHOOSE A
LENDER
Get started by choosing a lender in your area. If you don't have a preference for your mortgage lender, simply click the "Apply Now" button at the bottom of any page.
SHARE SOME
DETAILS
Make sure you have some documents available: social security number, contact and employment information, best estimate of income, assets, and liabilities.
ENJOY A SMOOTH EXPERIENCE
That's it! Once you've submitted your application, your mortgage lender will help you enjoy a smooth mortgage experience. Shouldn't all home loans be Happy?
FULFILL YOUR HOMEOWNER DREAMS
At Happy State Bank, we want to help you have the best mortgage experience possible. We know that you have a choice in where you go for your mortgage, but we have a mortgage process that is always Happy. Ready to get started? So are we!
Good news! We're utilizing a new online loan application system.
CIP NOTICE: To help the government fight the funding of terrorism and money laundering activities, Federal law requires all financial institutions to obtain, verify, and record information that identifies each person who opens an account.
What this means for you: When you open an account, we will ask for your name, address, date of birth and other information that will allow us to identify you. We may also ask to see your driver's license or other identifying documents.